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What Currency Is Used on Cruise Holidays? Comprehensive Guide
One of the most crucial aspects of a cruise holiday is financial planning. It is important to be aware of the currency and payment methods to ensure a more comfortable cruise experience. Before finalising your cruise holiday, you can plan your budget by considering details such as on-board and off-board expenses. So, let’s examine which currency is used on cruise ships and what points to consider in this regard.
Basic Terms Regarding the Currency Used on Cruise Ships
Onboard Currency: All expenses incurred on a cruise ship are settled in a specific currency, known as the onboard currency. This determines how passengers pay for services, shopping, and entertainment during their journey.
Cashless System: Cruise ships operate on a largely cashless system. Instead of carrying cash, passengers typically use credit cards or their room/shipboard accounts to make transactions. This system enhances convenience and security on board.
Currency Depending on the Cruise Route: The currency used on board often depends on the cruise line’s central location and the country where the ship is registered. Additionally, the route and geographical regions visited play a major role in determining the onboard currency. For example, some ships use USD, others use EURO, while certain UK-based cruise lines may use GBP (Sterling).
Which Currencies Are Commonly Used on Cruise Routes?
Below you can see which currencies are commonly used on different cruise routes. We have also included examples of cruise lines for better understanding.
- USD (US Dollar)
The US Dollar is the most widely used currency on cruise ships, especially on US-based routes. For example, Norwegian Cruise Line and Carnival Cruise Line use USD as their onboard currency for all transactions.
- EUR (Euro)
The Euro is typically used on European cruise routes. Cruise lines such as MSC Cruises use the Euro for onboard spending when sailing in Europe.
- GBP (British Pound Sterling)
UK-based cruise companies typically use the British Pound Sterling (GBP), especially on routes that include ports in the UK.
- Other Currencies and Local Payment Options
Some cruise companies may allow the use of local currencies in ports of call. However, onboard transactions must always be settled in a fixed onboard currency.
- Currency Exchange & Credit Cards
Credit card payments are widely accepted on cruise ships. Additionally, some onboard shops and banking services offer currency exchange, providing guests with greater convenience. However, keep in mind that exchange rate differences and transaction fees may appear on your credit card statement after the holiday. It is always advisable to plan your expenses carefully.
4 Practical Tips for Cruise Passengers
Find out which currency is used before boarding the ship.
Make sure your credit card is enabled for international payments and check whether any transaction fees apply.
If cash is accepted on board, bring small banknotes with you.
Look for the most cost-effective exchange rate options at the airport or port area.
CITA Marine Furniture and Cruise Ship Interior Design
Cruise holidays are not just about the itinerary, dining, and entertainment creating your comfort zone. The quality of cabin furniture on cruise ships directly impacts your cruise holiday experience.
At CITA Marine Furniture, we offer aesthetic, functional, and safety standards for marine furniture and cabin furniture used on board. In this context, we produce durable cabin furniture that is resistant to water and moisture by using IMO and MED-certified furniture materials. In addition, we maximise passenger comfort with lighting, storage, and furniture placement.
Furthermore, we give your ship a new identity with our ship interior refurbishment solutions.
Our company, which specialises in cruise ship furniture fitting, enhances the brand value of cruise ships with its customised bespoke joinery service. Don’t just offer your passengers a beautiful route; give them an unforgettable holiday experience in cabins that make them feel at home!
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